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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,614 | $160,028+18.5% | $147,080+28.9% | $145,884+30.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.88% | 98.60%-83.7pp | 420.17%-405.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $13,397 | $5,286+153.5% | $4,933+171.6% | $4,662+187.3% |
| Participant deferral / active EE | $12,754 | $8,422+51.4% | $8,066+58.1% | $6,690+90.7% |
| Admin fee / account holder | $813 | $15,030-94.6% | $12,989-93.7% | $13,392-93.9% |