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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,429 | $148,629-1.5% | $135,982+7.7% | $139,487+5.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.43% | 79.33%-59.9pp | 68.32%-48.9pp | 373.84%-354.4pp |
| Employer contribution / active EE | $10,985 | $5,247+109.4% | $4,859+126.1% | $4,755+131.0% |
| Participant deferral / active EE | $10,865 | $8,102+34.1% | $7,760+40.0% | $6,713+61.9% |
| Admin fee / account holder | $573 | $12,406-95.4% | $10,767-94.7% | $11,407-95.0% |