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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,205 | $162,136+30.3% | $152,301+38.7% | $154,746+36.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.81% | 91.02%-73.2pp | 80.50%-62.7pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,687 | $4,890-45.1% | $4,624-41.9% | $4,379-38.7% |
| Participant deferral / active EE | $5,035 | $8,341-39.6% | $8,004-37.1% | $6,730-25.2% |
| Admin fee / account holder | $1,217 | $15,759-92.3% | $14,398-91.5% | $14,365-91.5% |