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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,205 | $196,972+7.2% | $182,262+15.9% | $198,609+6.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.81% | 158.27%-140.5pp | 140.60%-122.8pp | 202.70%-184.9pp |
| Employer contribution / active EE | $2,687 | $5,364-49.9% | $5,046-46.8% | $5,055-46.9% |
| Participant deferral / active EE | $5,035 | $8,643-41.7% | $8,276-39.2% | $6,977-27.8% |
| Admin fee / account holder | $1,217 | $18,429-93.4% | $16,712-92.7% | $19,030-93.6% |