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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,482 | $127,387-81.6% | $115,038-79.6% | $125,389-81.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -11.38% | 31.28%-42.7pp | 26.14%-37.5pp | 282.24%-293.6pp |
| Employer contribution / active EE | $3,970 | $5,166-23.2% | $4,608-13.8% | $4,866-18.4% |
| Participant deferral / active EE | $7,307 | $6,423+13.8% | $6,026+21.2% | $5,352+36.5% |
| Admin fee / account holder | $476 | $9,516-95.0% | $8,175-94.2% | $9,541-95.0% |