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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,757 | $209,428+9.7% | $178,498+28.7% | $158,950+44.5% |
| Participation rate | 93.3% | 86.4%+7.0pp | 81.9%+11.4pp | 82.0%+11.4pp |
| Annual return | 11.00% | 188.78%-177.8pp | 151.09%-140.1pp | 302.91%-291.9pp |
| Employer contribution / active EE | $8,128 | $5,707+42.4% | $5,011+62.2% | $4,762+70.7% |
| Participant deferral / active EE | $6,753 | $5,955+13.4% | $5,202+29.8% | $5,983+12.9% |
| Admin fee / account holder | $3,043 | $17,077-82.2% | $13,985-78.2% | $11,248-72.9% |