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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,011 | $39,798-7.0% | $67,711-45.3% | $59,632-37.9% |
| Participation rate | 58.3% | 57.4%+1.0pp | 67.5%-9.2pp | 68.7%-10.3pp |
| Annual return | -0.47% | 89.94%-90.4pp | 25.41%-25.9pp | 2041.32%-2041.8pp |
| Employer contribution / active EE | $2,133 | $1,393+53.1% | $2,559-16.7% | $2,203-3.2% |
| Participant deferral / active EE | $4,456 | $2,335+90.8% | $3,585+24.3% | $3,192+39.6% |
| Admin fee / account holder | $3,187 | $3,212-0.8% | $4,255-25.1% | $4,297-25.8% |