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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,784 | $185,900-16.2% | $170,055-8.4% | $139,500+11.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.72% | 60.58%-43.9pp | 53.43%-36.7pp | 373.99%-357.3pp |
| Employer contribution / active EE | $3,130 | $7,597-58.8% | $6,790-53.9% | $4,755-34.2% |
| Participant deferral / active EE | $6,487 | $11,626-44.2% | $10,410-37.7% | $6,713-3.4% |
| Admin fee / account holder | $11,980 | $15,399-22.2% | $12,828-6.6% | $11,410+5.0% |