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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,075 | $209,873-19.9% | $189,534-11.3% | $167,560+0.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 11.52% | 748.71%-737.2pp | 555.39%-543.9pp | 478.94%-467.4pp |
| Employer contribution / active EE | $2,820 | $6,915-59.2% | $6,162-54.2% | $4,840-41.7% |
| Participant deferral / active EE | $5,387 | $8,934-39.7% | $8,220-34.5% | $6,343-15.1% |
| Admin fee / account holder | $2,946 | $14,301-79.4% | $12,049-75.6% | $12,317-76.1% |