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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,059 | $82,028-17.0% | $123,105-44.7% | $59,633+14.1% |
| Participation rate | 80.0% | 83.2%-3.2pp | 86.8%-6.8pp | 68.7%+11.3pp |
| Annual return | -2.30% | 5.12%-7.4pp | 13.22%-15.5pp | 2041.47%-2043.8pp |
| Employer contribution / active EE | $1,980 | $3,297-40.0% | $5,151-61.6% | $2,203-10.1% |
| Participant deferral / active EE | $4,713 | $4,667+1.0% | $6,229-24.3% | $3,192+47.7% |
| Admin fee / account holder | $6,470 | $5,879+10.1% | $9,014-28.2% | $4,297+50.6% |