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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,726 | $54,541-45.5% | $78,778-62.3% | $70,131-57.6% |
| Participation rate | 70.7% | 60.8%+9.9pp | 69.2%+1.5pp | 69.5%+1.1pp |
| Annual return | 9.63% | 21.07%-11.4pp | 35.62%-26.0pp | 73.14%-63.5pp |
| Employer contribution / active EE | $256 | $1,089-76.5% | $1,986-87.1% | $2,342-89.1% |
| Participant deferral / active EE | $1,118 | $2,210-49.4% | $2,958-62.2% | $3,332-66.4% |
| Admin fee / account holder | $587 | $3,709-84.2% | $5,134-88.6% | $4,645-87.4% |