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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,150 | $77,908+1.6% | $149,696-47.1% | $75,173+5.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.92% | 31.73%-12.8pp | 134.46%-115.5pp | 160.72%-141.8pp |
| Employer contribution / active EE | $6,620 | $3,138+111.0% | $4,821+37.3% | $2,671+147.9% |
| Participant deferral / active EE | $4,419 | $3,411+29.5% | $5,682-22.2% | $4,126+7.1% |
| Admin fee / account holder | $1,345 | $5,950-77.4% | $13,212-89.8% | $5,651-76.2% |