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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,283 | $85,171-33.9% | $172,753-67.4% | $72,976-22.9% |
| Participation rate | 90.6% | 70.1%+20.6pp | 82.6%+8.0pp | 69.5%+21.1pp |
| Annual return | 91.82% | 27.32%+64.5pp | 803.00%-711.2pp | 81.02%+10.8pp |
| Employer contribution / active EE | $5,240 | $3,324+57.6% | $5,144+1.9% | $2,440+114.7% |
| Participant deferral / active EE | $1,986 | $3,260-39.1% | $5,198-61.8% | $3,608-44.9% |
| Admin fee / account holder | $529 | $5,880-91.0% | $13,956-96.2% | $5,124-89.7% |