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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,983 | $99,011-87.9% | $86,582-86.2% | $147,586-91.9% |
| Participation rate | 83.3% | 76.3%+7.0pp | 73.5%+9.8pp | 82.8%+0.5pp |
| Annual return | 13.80% | 1312.75%-1298.9pp | 965.08%-951.3pp | 578.59%-564.8pp |
| Employer contribution / active EE | $235 | $3,132-92.5% | $2,839-91.7% | $4,876-95.2% |
| Participant deferral / active EE | $1,612 | $3,972-59.4% | $3,609-55.3% | $5,439-70.4% |
| Admin fee / account holder | $8,783 | $5,709+53.9% | $4,904+79.1% | $10,886-19.3% |