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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,134 | $90,486-80.0% | $78,676-77.0% | $273,972-93.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 11.23% | 75.62%-64.4pp | 62.19%-51.0pp | 41.46%-30.2pp |
| Employer contribution / active EE | $841 | $3,175-73.5% | $2,850-70.5% | $4,869-82.7% |
| Participant deferral / active EE | $3,887 | $3,901-0.4% | $3,517+10.5% | $5,287-26.5% |
| Admin fee / account holder | $301 | $5,263-94.3% | $4,510-93.3% | $10,133-97.0% |