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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,396 | $211,946-96.5% | $169,452-95.6% | $135,382-94.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -3.03% | 3.26%-6.3pp | 1.83%-4.9pp | 519.77%-522.8pp |
| Employer contribution / active EE | $1,638 | $5,117-68.0% | $4,157-60.6% | $4,779-65.7% |
| Participant deferral / active EE | $2,655 | $6,075-56.3% | $5,277-49.7% | $5,609-52.7% |
| Admin fee / account holder | $1,019 | $11,472-91.1% | $9,110-88.8% | $10,829-90.6% |