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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,444 | $100,895+193.8% | $90,430+227.8% | $158,950+86.5% |
| Participation rate | 14.3% | 75.0%-60.7pp | 72.7%-58.4pp | 82.0%-67.7pp |
| Annual return | 4.86% | 1725.54%-1720.7pp | 1293.73%-1288.9pp | 302.91%-298.0pp |
| Employer contribution / active EE | $1,350 | $3,689-63.4% | $3,262-58.6% | $4,762-71.7% |
| Participant deferral / active EE | $2,786 | $4,347-35.9% | $3,963-29.7% | $5,983-53.4% |
| Admin fee / account holder | $0 | $6,505-100.0% | $5,613-100.0% | $11,248-100.0% |