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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,893 | $72,177-71.1% | $115,037-81.8% | $59,632-65.0% |
| Participation rate | 71.8% | 72.6%-0.8pp | 81.4%-9.6pp | 68.7%+3.1pp |
| Annual return | 28.91% | 12.02%+16.9pp | 26.14%+2.8pp | 2041.32%-2012.4pp |
| Employer contribution / active EE | $6,711 | $2,841+136.2% | $4,608+45.7% | $2,203+204.7% |
| Participant deferral / active EE | $9,060 | $4,783+89.4% | $6,026+50.3% | $3,192+183.9% |
| Admin fee / account holder | $608 | $4,927-87.7% | $8,175-92.6% | $4,297-85.9% |