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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,497 | $209,425-26.7% | $178,499-14.0% | $158,966-3.4% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 12.37% | 188.80%-176.4pp | 151.10%-138.7pp | 302.95%-290.6pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,401 | $5,955-42.9% | $5,202-34.6% | $5,983-43.2% |
| Admin fee / account holder | $1,290 | $17,078-92.4% | $13,986-90.8% | $11,250-88.5% |