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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,500 | $198,461-91.2% | $170,436-89.7% | $147,585-88.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 24.87% | 257.30%-232.4pp | 205.94%-181.1pp | 578.57%-553.7pp |
| Employer contribution / active EE | $4,458 | $6,184-27.9% | $5,433-17.9% | $4,876-8.6% |
| Participant deferral / active EE | $5,149 | $5,629-8.5% | $4,939+4.2% | $5,439-5.3% |
| Admin fee / account holder | $1,586 | $16,852-90.6% | $13,880-88.6% | $10,885-85.4% |