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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,837 | $76,551-74.1% | $123,894-84.0% | $62,881-68.5% |
| Participation rate | 64.3% | 73.0%-8.7pp | 81.4%-17.1pp | 69.3%-5.0pp |
| Annual return | 14.17% | 18.68%-4.5pp | 47.52%-33.3pp | 20.14%-6.0pp |
| Employer contribution / active EE | $2,683 | $2,882-6.9% | $4,617-41.9% | $2,281+17.6% |
| Participant deferral / active EE | $4,594 | $4,840-5.1% | $5,984-23.2% | $3,203+43.4% |
| Admin fee / account holder | $0 | $4,826-100.0% | $8,357-100.0% | $4,296-100.0% |