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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,450 | $209,422+2.4% | $178,503+20.1% | $158,982+34.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 41.30% | 188.81%-147.5pp | 151.12%-109.8pp | 302.99%-261.7pp |
| Employer contribution / active EE | $10,927 | $5,707+91.5% | $5,011+118.1% | $4,763+129.4% |
| Participant deferral / active EE | $6,694 | $5,955+12.4% | $5,202+28.7% | $5,983+11.9% |
| Admin fee / account holder | $2,270 | $17,079-86.7% | $13,987-83.8% | $11,252-79.8% |