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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,122 | $202,342-13.9% | $172,753+0.8% | $152,909+13.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 32.81% | 1029.88%-997.1pp | 803.00%-770.2pp | 345.46%-312.7pp |
| Employer contribution / active EE | $10,997 | $5,857+87.7% | $5,144+113.8% | $4,764+130.8% |
| Participant deferral / active EE | $5,725 | $5,948-3.8% | $5,198+10.1% | $5,851-2.2% |
| Admin fee / account holder | $1,576 | $17,112-90.8% | $13,956-88.7% | $11,601-86.4% |