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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,356 | $73,019+49.8% | $90,766+20.5% | $68,490+59.7% |
| Participation rate | 71.4% | 70.8%+0.6pp | 75.7%-4.3pp | 67.9%+3.5pp |
| Annual return | -15.52% | -13.81%-1.7pp | -12.16%-3.4pp | -7.85%-7.7pp |
| Employer contribution / active EE | $288 | $2,193-86.8% | $2,922-90.1% | $2,597-88.9% |
| Participant deferral / active EE | $4,596 | $3,626+26.7% | $4,565+0.7% | $4,028+14.1% |
| Admin fee / account holder | $22,937 | $5,897+289.0% | $8,446+171.6% | $5,403+324.5% |