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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,120 | $50,958+263.3% | $74,552+148.3% | $64,181+188.4% |
| Participation rate | 80.0% | 61.1%+18.9pp | 69.1%+10.9pp | 69.6%+10.4pp |
| Annual return | -8.15% | -1.86%-6.3pp | 32.53%-40.7pp | 7.63%-15.8pp |
| Employer contribution / active EE | $2,051 | $1,115+83.9% | $1,961+4.6% | $2,381-13.9% |
| Participant deferral / active EE | $8,594 | $2,301+273.4% | $3,108+176.5% | $3,470+147.7% |
| Admin fee / account holder | $1,092 | $4,223-74.1% | $5,060-78.4% | $4,887-77.7% |