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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,315 | $138,072-73.7% | $123,549-70.6% | $135,382-73.2% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -9.74% | 153.69%-163.4pp | 119.20%-128.9pp | 519.77%-529.5pp |
| Employer contribution / active EE | $981 | $5,152-80.9% | $4,628-78.8% | $4,779-79.5% |
| Participant deferral / active EE | $5,459 | $6,799-19.7% | $6,426-15.1% | $5,609-2.7% |
| Admin fee / account holder | $0 | $10,917-100.0% | $9,284-100.0% | $10,829-100.0% |