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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,096 | $138,075+52.2% | $123,552+70.0% | $135,379+55.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.68% | 153.70%-159.4pp | 119.20%-124.9pp | 519.79%-525.5pp |
| Employer contribution / active EE | $11,949 | $5,152+131.9% | $4,628+158.2% | $4,779+150.0% |
| Participant deferral / active EE | $21,577 | $6,800+217.3% | $6,426+235.8% | $5,609+284.7% |
| Admin fee / account holder | $12,695 | $10,917+16.3% | $9,285+36.7% | $10,828+17.2% |