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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,712 | $102,638-61.3% | $81,991-51.6% | $158,966-75.0% |
| Participation rate | 92.3% | 75.5%+16.8pp | 69.3%+23.1pp | 82.0%+10.3pp |
| Annual return | 15.07% | 61.05%-46.0pp | 41.31%-26.2pp | 302.95%-287.9pp |
| Employer contribution / active EE | $2,632 | $3,241-18.8% | $2,498+5.4% | $4,762-44.7% |
| Participant deferral / active EE | $5,983 | $4,649+28.7% | $3,722+60.7% | $5,9830% |
| Admin fee / account holder | $2,470 | $8,237-70.0% | $5,665-56.4% | $11,250-78.0% |