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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,534 | $107,353-59.4% | $92,903-53.1% | $152,885-71.5% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.0%-11.3pp | 82.5%-17.7pp |
| Annual return | 24.74% | 145.62%-120.9pp | 109.43%-84.7pp | 345.39%-320.7pp |
| Employer contribution / active EE | $1,787 | $4,222-57.7% | $3,653-51.1% | $4,763-62.5% |
| Participant deferral / active EE | $4,185 | $4,848-13.7% | $4,238-1.2% | $5,851-28.5% |
| Admin fee / account holder | $371 | $7,081-94.8% | $5,795-93.6% | $11,598-96.8% |