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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,736 | $138,078-89.3% | $125,363-88.2% | $134,509-89.0% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -22.10% | 750.49%-772.6pp | 572.15%-594.2pp | 418.13%-440.2pp |
| Employer contribution / active EE | $1,662 | $5,245-68.3% | $4,815-65.5% | $4,741-65.0% |
| Participant deferral / active EE | $3,986 | $7,800-48.9% | $7,447-46.5% | $6,400-37.7% |
| Admin fee / account holder | $1,980 | $11,566-82.9% | $10,005-80.2% | $11,427-82.7% |