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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,012 | $165,399-92.1% | $149,745-91.3% | $158,982-91.8% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 13.98% | 348.34%-334.4pp | 276.72%-262.7pp | 302.99%-289.0pp |
| Employer contribution / active EE | $1,815 | $5,105-64.4% | $4,646-60.9% | $4,763-61.9% |
| Participant deferral / active EE | $4,950 | $7,183-31.1% | $6,843-27.7% | $5,983-17.3% |
| Admin fee / account holder | $4,423 | $10,811-59.1% | $9,312-52.5% | $11,252-60.7% |