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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,757 | $74,879,922-99.9% | $40,145,923-99.9% | $273,972-85.5% |
| Participation rate | 66.7% | 74.1%-7.4pp | 68.4%-1.7pp | 83.0%-16.3pp |
| Annual return | 5.72% | 2.55%+3.2pp | 5.24%+0.5pp | 41.46%-35.7pp |
| Employer contribution / active EE | $521 | $2,350-77.8% | $1,844-71.8% | $4,869-89.3% |
| Participant deferral / active EE | $4,476 | $2,962+51.1% | $2,591+72.8% | $5,287-15.3% |
| Admin fee / account holder | $63 | $3,725-98.3% | $2,903-97.8% | $10,133-99.4% |