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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,362 | $82,674-62.1% | $125,363-75.0% | $68,495-54.2% |
| Participation rate | 59.3% | 75.0%-15.8pp | 82.4%-23.1pp | 67.9%-8.6pp |
| Annual return | -17.95% | -5.97%-12.0pp | 572.15%-590.1pp | -7.84%-10.1pp |
| Employer contribution / active EE | $2,272 | $3,382-32.8% | $4,815-52.8% | $2,596-12.5% |
| Participant deferral / active EE | $4,367 | $6,111-28.5% | $7,447-41.4% | $4,028+8.4% |
| Admin fee / account holder | $719 | $6,276-88.6% | $10,005-92.8% | $5,403-86.7% |