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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,590 | $223,823-16.2% | $211,142-11.2% | $154,746+21.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 22.97% | 50.39%-27.4pp | 46.84%-23.9pp | 172.34%-149.4pp |
| Employer contribution / active EE | $3,295 | $6,787-51.5% | $6,442-48.9% | $4,379-24.8% |
| Participant deferral / active EE | $9,397 | $9,750-3.6% | $9,284+1.2% | $6,730+39.6% |
| Admin fee / account holder | $1,521 | $19,707-92.3% | $19,076-92.0% | $14,365-89.4% |