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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,738 | $185,883-42.6% | $170,043-37.2% | $139,466-23.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 22.44% | 60.54%-38.1pp | 53.40%-31.0pp | 373.66%-351.2pp |
| Employer contribution / active EE | $3,492 | $7,596-54.0% | $6,790-48.6% | $4,754-26.5% |
| Participant deferral / active EE | $7,859 | $11,626-32.4% | $10,410-24.5% | $6,712+17.1% |
| Admin fee / account holder | $976 | $15,393-93.7% | $12,824-92.4% | $11,409-91.4% |