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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,155 | $110,307-57.3% | $96,576-51.2% | $139,456-66.2% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 25.23% | 26.40%-1.2pp | 25.87%-0.6pp | 373.45%-348.2pp |
| Employer contribution / active EE | $4,248 | $3,619+17.4% | $2,965+43.3% | $4,753-10.6% |
| Participant deferral / active EE | $6,038 | $5,547+8.8% | $4,851+24.5% | $6,711-10.0% |
| Admin fee / account holder | $157 | $11,597-98.6% | $8,253-98.1% | $11,407-98.6% |