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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,425 | $232,540-91.2% | $185,117-89.0% | $147,586-86.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 16.09% | 43.03%-26.9pp | 40.50%-24.4pp | 578.59%-562.5pp |
| Employer contribution / active EE | $4,109 | $5,195-20.9% | $4,182-1.7% | $4,876-15.7% |
| Participant deferral / active EE | $2,659 | $5,834-54.4% | $5,045-47.3% | $5,439-51.1% |
| Admin fee / account holder | $1,292 | $10,275-87.4% | $8,159-84.2% | $10,886-88.1% |