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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,661 | $215,361-92.7% | $171,082-90.8% | $273,972-94.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 3.54% | 25.14%-21.6pp | 32.56%-29.0pp | 41.46%-37.9pp |
| Employer contribution / active EE | $4,853 | $4,967-2.3% | $4,002+21.3% | $4,869-0.3% |
| Participant deferral / active EE | $2,433 | $5,543-56.1% | $4,797-49.3% | $5,287-54.0% |
| Admin fee / account holder | $2,747 | $10,846-74.7% | $8,520-67.8% | $10,133-72.9% |