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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,218 | $105,145+59.0% | $94,664+76.6% | $139,466+19.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 11.12% | 38.09%-27.0pp | 156.84%-145.7pp | 373.66%-362.5pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $18,269 | $7,599+140.4% | $7,417+146.3% | $6,712+172.2% |
| Admin fee / account holder | $16,918 | $8,972+88.6% | $7,222+134.3% | $11,409+48.3% |