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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,039 | $107,941-16.6% | $91,994-2.1% | $152,897-41.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 13.42% | 89.28%-75.9pp | 69.04%-55.6pp | 345.43%-332.0pp |
| Employer contribution / active EE | $7,081 | $4,212+68.1% | $3,453+105.1% | $4,764+48.6% |
| Participant deferral / active EE | $9,808 | $6,366+54.1% | $5,924+65.6% | $5,851+67.6% |
| Admin fee / account holder | $9,912 | $10,521-5.8% | $7,744+28.0% | $11,599-14.5% |