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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,432 | $209,428-83.1% | $178,498-80.2% | $158,950-77.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.78% | 188.78%-167.0pp | 151.09%-129.3pp | 302.91%-281.1pp |
| Employer contribution / active EE | $7,421 | $5,707+30.0% | $5,011+48.1% | $4,762+55.8% |
| Participant deferral / active EE | $4,803 | $5,955-19.3% | $5,202-7.7% | $5,983-19.7% |
| Admin fee / account holder | $370 | $17,077-97.8% | $13,985-97.4% | $11,248-96.7% |