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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,598 | $150,447-61.7% | $136,298-57.7% | $147,586-61.0% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 17.67% | 1049.15%-1031.5pp | 5156.27%-5138.6pp | 578.59%-560.9pp |
| Employer contribution / active EE | $10,154 | $5,256+93.2% | $4,696+116.2% | $4,876+108.2% |
| Participant deferral / active EE | $5,839 | $6,631-11.9% | $6,247-6.5% | $5,439+7.4% |
| Admin fee / account holder | $715 | $10,906-93.4% | $9,244-92.3% | $10,886-93.4% |