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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,627 | $127,387-53.2% | $115,038-48.2% | $125,389-52.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.28% | 31.28%-34.6pp | 26.14%-29.4pp | 282.24%-285.5pp |
| Employer contribution / active EE | $9,608 | $5,166+86.0% | $4,608+108.5% | $4,866+97.4% |
| Participant deferral / active EE | $7,031 | $6,423+9.5% | $6,026+16.7% | $5,352+31.4% |
| Admin fee / account holder | $993 | $9,516-89.6% | $8,175-87.9% | $9,541-89.6% |