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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $51,432 |
Filed as: HUGHES PITTMAN AND GUPTON LLP Service code 10 · EIN 56-1415202 | Accounting | $14,350 |
CHARLES SCHWAB & CO., INC.2 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,621 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,037 | $64,612+153.9% | $86,438+89.8% | $64,819+153.1% |
| Participation rate | 99.5% | 81.5%+18.0pp | 80.3%+19.1pp | 71.5%+28.0pp |
| Annual return | -21.76% | 0.66%-22.4pp | 4397.19%-4418.9pp | 32.84%-54.6pp |
| Employer contribution / active EE | $6,894 | $2,744+151.2% | $3,769+82.9% | $2,507+175.0% |
| Participant deferral / active EE | $14,408 | $7,497+92.2% | $6,952+107.2% | $4,311+234.2% |
| Admin fee / account holder | $98 | $169-41.9% | $6,733-98.5% | $188-47.7% |