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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,662 | $93,598-30.9% | $135,974-52.4% | $75,173-14.0% |
| Participation rate | 96.0% | 75.2%+20.8pp | 81.9%+14.1pp | 67.2%+28.8pp |
| Annual return | 13.21% | 30.89%-17.7pp | 68.30%-55.1pp | 160.72%-147.5pp |
| Employer contribution / active EE | $4,409 | $3,538+24.6% | $4,859-9.3% | $2,671+65.1% |
| Participant deferral / active EE | $7,690 | $6,405+20.0% | $7,760-0.9% | $4,126+86.4% |
| Admin fee / account holder | $29,328 | $6,978+320.3% | $10,767+172.4% | $5,651+419.0% |