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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,464 | $91,179-78.7% | $178,499-89.1% | $79,852-75.6% |
| Participation rate | 47.5% | 69.2%-21.7pp | 81.9%-34.4pp | 69.6%-22.1pp |
| Annual return | 56.70% | 24.19%+32.5pp | 151.10%-94.4pp | 31.72%+25.0pp |
| Employer contribution / active EE | $1,715 | $3,256-47.3% | $5,011-65.8% | $2,471-30.6% |
| Participant deferral / active EE | $2,475 | $3,236-23.5% | $5,202-52.4% | $3,740-33.8% |
| Admin fee / account holder | $2,913 | $6,749-56.8% | $13,986-79.2% | $5,306-45.1% |