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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,674 | $108,825-41.5% | $156,181-59.2% | $82,448-22.8% |
| Participation rate | 94.6% | 72.4%+22.3pp | 78.8%+15.8pp | 68.1%+26.6pp |
| Annual return | 15.86% | 20.59%-4.7pp | 64.87%-49.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,172 | $4,577-8.8% | $6,132-32.0% | $4,139+0.8% |
| Admin fee / account holder | $5,505 | $9,341-41.1% | $14,586-62.3% | $7,234-23.9% |