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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,674 | $114,712-44.5% | $173,730-63.3% | $87,485-27.2% |
| Participation rate | 94.6% | 73.0%+21.6pp | 79.6%+15.1pp | 68.9%+25.7pp |
| Annual return | 15.86% | 20.18%-4.3pp | 19.96%-4.1pp | 26.06%-10.2pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,172 | $4,642-10.1% | $6,326-34.0% | $4,274-2.4% |
| Admin fee / account holder | $5,505 | $10,210-46.1% | $17,523-68.6% | $7,775-29.2% |