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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,816 | $72,177-18.5% | $115,037-48.9% | $59,633-1.4% |
| Participation rate | 57.1% | 72.6%-15.4pp | 81.4%-24.2pp | 68.7%-11.5pp |
| Annual return | -0.79% | 12.02%-12.8pp | 26.14%-26.9pp | 2041.40%-2042.2pp |
| Employer contribution / active EE | $792 | $2,841-72.1% | $4,608-82.8% | $2,203-64.1% |
| Participant deferral / active EE | $4,221 | $4,783-11.7% | $6,026-30.0% | $3,192+32.3% |
| Admin fee / account holder | $5,389 | $4,927+9.4% | $8,175-34.1% | $4,297+25.4% |