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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,927 | $138,078-47.2% | $125,363-41.8% | $134,509-45.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.45% | 750.49%-762.9pp | 572.15%-584.6pp | 418.13%-430.6pp |
| Employer contribution / active EE | $8,977 | $5,245+71.2% | $4,815+86.4% | $4,741+89.4% |
| Participant deferral / active EE | $6,054 | $7,800-22.4% | $7,447-18.7% | $6,400-5.4% |
| Admin fee / account holder | $767 | $11,566-93.4% | $10,005-92.3% | $11,427-93.3% |