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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,905 | $185,905-13.4% | $170,057-5.4% | $139,487+15.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.25% | 60.56%-50.3pp | 53.42%-43.2pp | 373.84%-363.6pp |
| Employer contribution / active EE | $22,602 | $7,597+197.5% | $6,790+232.9% | $4,755+375.4% |
| Participant deferral / active EE | $16,194 | $11,627+39.3% | $10,411+55.6% | $6,713+141.3% |
| Admin fee / account holder | $145,653 | $15,397+846.0% | $12,826+1035.6% | $11,407+1176.8% |