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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,192 | $167,533+24.3% | $151,645+37.3% | $134,545+54.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.93% | 7.81%-18.7pp | 3.34%-14.3pp | 418.37%-429.3pp |
| Employer contribution / active EE | $16,831 | $6,828+146.5% | $6,165+173.0% | $4,742+255.0% |
| Participant deferral / active EE | $10,980 | $8,985+22.2% | $8,363+31.3% | $6,401+71.5% |
| Admin fee / account holder | $1,362 | $13,781-90.1% | $11,614-88.3% | $11,431-88.1% |